The number of monastic institutions in the island is very small.
In Italy, people can apply for loans through savings banks, assurance companies and mutual benefit societies.
Campania holds the first place in the south, most of the savings of that region being deposited in the provident institutions of Naples.
Rhese are, however, the only institutions in which a decrease is shown, and by the law of 1906 5000 of these institutions are to be provided in the communes where the proportion of illiterates is highest.
Private institutions and working-class associations have striven to improve the intellectual conditions of the working classes.