The act of writing a check on a bank account in an amount in excess of actual funds on deposit in the account and then depositing that check in a second account at a different bank to create a spurious deposit there, allowing checks to be drawn, or credit secured, based on the second account, until the fraud is discovered.
Writing a check on an account without sufficient funds to cover the amount of the check, then depositing a check from a second account to cover the first check, and leaving the second account short of funds to cover its obligations. The process repeats itself, resulting in little more than a share game. Check kiting is illegal.
To write a check while knowing that there are insufficient funds in one’s account to cover it. Depending on the circumstances, check kiting is often a crime, especially if the drawer or maker has previously deposited a check from another bank into his account and hopes that the funds from that check will reach his account before the outgoing check is paid. Also called kite and kiting. See also check.