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The timezone that encompasses the East coast of the United States, and parts of Canada during the winter, it is five hours behind Greenwich Mean Time.
Payments made prior to 3 p.m. Eastern Standard Time will be processed the same day.
Telephone calls are accepted Monday through Friday from 9 am until 8 pm Eastern Standard Time (EST).
If you would prefer to apply by phone, you may call 800-530-6125 between 8am and 6pm Eastern Standard Time (EST), Monday through Friday.
American prime time television soap operas differ from their daytime siblings in that they air weekly during the prime time window of 8 to 11 p.m. Eastern Standard Time (EST).
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