When the booty was divided, Morgan is accused of having defrauded his followers.
He didn't steal the money—he found it—and aside from some name changing, it would be hell to prove he defrauded anyone.
In 1858 he was sent to California by the United States attorney-general as special Federal agent for the settlement of land claims, and he succeeded in breaking up a conspiracy by which the government would have been defrauded of vast tracts of land of almost inestimable value.
He didn't steal the money—he found it—and aside from some name changing, it would be hell to prove he defrauded anyone.
The FDIC should be your first stop for filing a complaint or getting more information if you think you're being defrauded.