Another variation offered is a card that is partnered with particular merchants or businesses where cardholders earn a different percentage of cash back based on where they use the card.
The most obvious benefit of cash back cards is that cardholders actually earn money - not redeemable miles, points, or gifts - for every purchase they make.
The program gives one percent cash back on all other purchases.
This card offers five percent cash back on purchases made at gas stations, supermarkets and for utilities for six months.
You can find JC Whitney, Home Depot, Northern Tool, and more on the site, with cash back in amounts from one percent to five percent.