The legal rate should be a very little above the lowest market rate; sober people will then be preferred as borrowers to prodigals and projectors, who at a higher legal rate would have an advantage over them, being alone willing to offer that higher rate.
In his later years he published an address read before the members of the Edinburgh Philosophical Institution (1868), one on Design in Nature, for the Christian Evidence Society, which reached a fifth edition, various charges and pastoral addresses, and he was one of the projectors of The Speaker's Commentary, for which he wrote the "Introduction to the Synoptic Gospels."
Elec. Eng., 1898, 2 7, p. 99) very successfully produced true parabolic reflectors for projectors, by depositing copper upon carefully ground and polished glass surfaces rendered conductive by a film of deposited silver.
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