The homestead exemption extends to a dwelling-house, with its land and appurtenances, with a value not exceeding $5000; but no exemption is granted against a process to enforce the payment of purchase-money, or for improvements, or for legal taxes, or of a mortgage to which both the husband and wife have consented.
If the householder has a wife he can mortgage or convey his estate of homestead only with her consent, and if he dies leaving a widow or minor children the homestead exemption survives until the youngest child is twenty-one years of age, or until the death or marriage of the widow, provided the widow or a child continues to occupy it.
There is no homestead exemption law and exemptions from levy for the satisfaction of debts extend only to $loo worth of property, besides wearing apparel and books and tools used by the debtor in his profession or trade, and to all money payable in the nature of insurance.
The family Bible, school books, a lot in a burying-ground and $500 worth of personal property are likewise exempt to any person who is entitled to a homestead exemption.
