An unlivable apartment.
Her house was unlivable, her clothes scattered in three homes, and tomorrow she was going to give up her name as well.
To ensure that the Lees would not return to the mansion, he made it unlivable.
Homeowners insurance protects the home, its contents, any loss of use due to a disaster (i.e. renting a hotel room while the home is unlivable), and your personal liability.