Material-fact definitions

(law) A fact essential to make a case or a defense, or the absence of which negates a case or defense.
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(law, real estate law) A fact that might alter a person's decision to buy a property or change the terms and price a buyer is willing to accept.
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(law, insurance law) A fact that might alter an insurer's decision to agree to provide insurance to a person or alter the terms and conditions or the rate of premium on a policy.
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