Health-maintenance-organization meaning

An HMO.
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An HMO.
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An insurance company that provides a range of services and coverage for a flat monthly fee with no deductible. The HMO network requires that patients use only doctors in the HMO network. If patients use out-of-network doctors, the patient has to shoulder a greater proportion of the expense. Visits to specialists or hospitals have to be approved in advance by either the HMO staff or the insured’s primary care physician.
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