risker

noun

1. the chance of injury, damage, or loss; dangerous chance; hazard
2. Insurance
   1. the chance of loss
   2. the degree of probability of loss
   3. the amount of possible loss to the insuring company
   4. a person or thing with reference to the risk involved in providing insurance
   5. the type of loss that a policy covers, as fire, storm, etc.

transitive verb

1. to expose to the chance of injury, damage, or loss; hazard: to risk one's life
2. to incur the risk of: to risk a fight