The homeowners association (HOA) chose the policy provider based on the recommendations of the board members while also taking into consideration any financial limitations based on occupancy of the building.
The beach condo insurance offered by your HOA may only cover instances for which you are not personally responsible and, furthermore, may not provide you with a sufficient amount of coverage for your needs.
If you are considering wind energy, you should check with your city government or HOA (Home Owners Association) for any restrictions regarding installation of a wind turbine system.
While this system works well in some situations, there are other times when condo owners realized too late that the insurance provided through the HOA was simply not adequate.
Some communities may have HOA (Home Owners Association) restrictions about the installation of wind turbines that you should investigate prior to committing to a purchase.