From deaths, divorces, marriage records, to births, business filings, property, unclaimed property, voters, government employees and missing persons, the list of public information databases is very long.
Whenever a relative passes away and there are no clear beneficiaries, or no one is aware of the intentions of the deceased, a situation arises that could result in unclaimed life insurance.
Unfortunately, without someone who's alive who knows about the policy or where the paperwork is, it's possible that the insurance money could go unclaimed.
Unclaimed federal tax refunds are dollars the IRS owes to a taxpayer, but which it cannot pay because the taxpayer did not file a return for the year.
The reason why so many refunds are unclaimed is because many taxpayers do not believe they earn enough income to meet the federal tax requirements.