The smart money is on a half percent cut in the basic bank lending rates before the end of the week.
That's a smart money management technique.
As their website says, "It is where smart money management begins."
Creating a personal budget, shopping with coupons, and tracking your actual spending is smart money management.
The website Smart Money has calculators and worksheets that allow you to determine a debt status by plugging in certain variables.
In fact, taking control of your finances to avoid a potential bankruptcy filing is often seen as a sign of financial responsibility and a commitment to smart money management.