This not only is a unique gift but also entitles the owner to shareholder perks, benefits and even dividends.
The first year of direct marketing activity involved ' piggy backing ' communications with shareholder information mailed quarterly.
A shareholder class action lawsuit for investors was also filed against Countrywide.
In 1988, the privately owned Dutch company, SHV, became a significant shareholder, acquiring 40% of Calor's equity.
Its largest shareholder is the famous investing guru and philanthropist Warren Buffett, and it's main product offering is reinsurance, which helps to protect other insurance companies from financial losses.