(iv.) Covenants by the tenants to insure the premises and keep them insured are also common; and if the premises are left uninsured for the smallest portion of the term, though there is no damage by fire, the covenant is broken.
The company should insure its workers because if uninsured workers end up in the ER, the burden falls on society, not the company.
How would you define uninsured? Add your definition here.