If you live in an area that has been declared a natural disaster, you may qualify for a grant from the Federal Emergency Management Agency (FEMA) in order to repair your home from damages resulting from the natural disaster.
Cost Estimator - The FEMA Premium Estimator allows consumers to obtain a reliable estimate of what they can expect to pay for quality flood insurance coverage depending on the buyer's flood risk level and type of dwelling.
The Federal Emergency Management Agency, or FEMA, is a relief organization of about 2,600 full-time employees for areas impacted by disasters.
All of these offices (HUD, FHA, FEMA and USDA) offer programs for home buyers, including possibly offering government grants for home repair.
FEMA provides money or direct assistance to families, businesses and individuals in an area where property has been damaged or destroyed.