Street Smarts Definition

noun
Shrewd awareness of how to survive in an often hostile urban environment.
American Heritage
Cunning or shrewdness needed to live in, or to deal with people living in, an urban environment characterized by poverty, crime, etc.
Webster's New World
Practical knowledge, especially in a specific area of endeavor.
A financial analyst with street smarts.
American Heritage
Experience in and shrewdness about any given field, social setting, etc.
Webster's New World
Practical knowledge, especially concerning human behavior.
Wiktionary

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