Possessives

• spouse: If you marry after leaving the LGPS your spouse's long-term pension will normally be less than the amount shown on your statement.

Converse of object

• accrue: Members who expect to accrue enough pension to take them above the lifetime allowance in the future might also need to register certain rights.

Adjective modifier

• occupational: At present, he has an occupational pension with his employer, which contributes 15 per cent of basic salary.

• basic: A basic state pension of at least £ 105 a week which is paid to people at 65.

• deferred: If you don't want to transfer your benefits, you can leave them in USS ( this is called a deferred pension ).

• contributory: For most countries the main benefit for pensioners is the contributory social security pension.

• self-invested: It may be that now is the time to be moving your policies into a SIPP ( self-invested personal pension ).

• funded: Funded pensions, a great British success story, are now in headlong retreat.

Modifies a noun

• scheme: Pension scheme funding - should you stick or twist?

• fund: Pension funds are also a good source from which to invest in a number of areas, for example property purchase.

• contribution: Employer's scheme pension contribution 15 per cent of basic salary.

• crisis: Today's pension crisis is the equivalent of the perfect storm.

• entitlement: Almost 1.5 million women across the UK are excluded from pension entitlements.

• sharing: The provision in the Rules for pension sharing on divorce is also extended to former civil partners.

Noun used with modifier

• stakeholder: You can contribute to a ' stakeholder pension ' provided you earn less than £ 30,000 a year.

• retirement: Indeed by 2000-01, 36 % or £ 34 billion of the total Social Security payments will be needed to pay retirement pensions.

• salary: We are in the process of negotiating changes to a number of final salary pension schemes in order to keep them open.

• state: State pensions are financed from the taxation of today's workers.

• ill-health: There are no provisions in the regulations to review an ill-health pension in payment in the light of later medical evidence.

• widow: She worked tirelessly for naval wives and families and was instrumental in getting widows pensions introduced in 1894.