Hi,
I hope you can help me. I’m designing a computer program to be used for personal money management, and I’m having trouble coming up with a classification name for certain items.

I need a word (or short term) that describes gift certificates, in-store credits (as when you return an item without a receipt), and gift cards/cash cards (MC/Visa cards that may be received for a product rebate or as a gift), and also differentiates them from “deposit accounts” (checking and savings accounts) and “credit accounts” (credit cards, etc.). The most relevant difference for my purpose is that the gift certificates, and the others in the group, start off at a certain monetary value which reduces as the money value is spent, and generally it’s not possible to add money value back to them.

Thanks very much.

Here are the ideas I’ve com up with so far.  I thought someone might be able to improve or fix one, but I’m also wide open to not using any of them.

finite credit balances
finite usable funds
finite credit funds
available credit balances
credit holdings
finite principal resources
usable credit balances

None seems descriptive or natural sounding enough, and I need the word or term to be intuitively understandable and as unambiguous as possible.

Thanks.

Dwindbling

Call it a stash card or cache account.

Thanks guys.  I don’t think those are quite right.  What about “spendable credit balances”?

Sounds good. Wish I had one.

A reducible pile of credit?

Kitty Littler

A reducible pile of credit?

Mine appears to be self-cleaning.

Self-laundering ?

Apparently. all my money’s going to those people who are being anonymized on the other thread.